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The Basics

Save for a bright future.

Your kid is going places. Open an Embark account today to make an investment that grows to support them wherever their life leads.

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Run the numbers.

Use our savings calculator to see how compound interest adds up over time.

Tax-free investment with Embark

$9,162

Traditional savings account

$5,727
Open an account today

All investments involve some risk and do not guarantee a certain growth. The results generated by the calculator are estimates only and may not reflect actual outcomes. Estimates should not be relied upon as investment or financial advice and we assume no responsibility or liability for decisions made based on these estimates.

Take a tax break.

Not only do savings in Embark accounts grow tax-free, but contributors can claim up to $380 in Oregon income tax credits. 

Explore the benefits

Plans that fit your plans.

Embark offers a variety of investment opportunities to help make the most of your savings, your way. Pick a portfolio that automatically adjusts your investments as your kid gets closer to their enrollment date, or opt for one that’s fixed for continual growth.

Explore your options

Education comes in all shapes and sizes.

Use Embark savings to pay for a wide range of educational opportunities, from apprenticeships and professional certification programs to community college and grad school. 

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“Start contributing while your kids are infants and just keep putting a little in each month. It will pay off when they graduate from high school. I managed to save enough to pay for community college for two kids. It really helped my boys get a good start.”

J. Keady, Embark saver

More questions? More answers.

Find the information you’re looking for.

What is considered a “qualified expense”?

Most expenses related to a beneficiary’s higher education qualify as an eligible expense, including tuition, books, and some room and board expenses.

Which schools are considered eligible institutions?

Most public and private colleges and vocational/trade schools in the U.S. (and some abroad) are considered eligible, as well as apprenticeships and professional certification programs.

If my beneficiary decides not to go to school or doesn't use all of their savings, what do I do with the leftover funds?

If you end up with excess funds saved in your Embark account, you have a few options.

Can I use my account to pay for K-12 tuition?

Yes, but there are state tax implications in Oregon.

Take the first step.

The sooner you start saving, the more it pays off.

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