Today is the perfect time to start saving.

The sooner you start saving with Embark, the more your money can grow. Get an automatic $100 bonus with our Baby Grad program when you open an Embark account before your child’s first birthday. Or open an account while they’re in kindergarten to get an extra $100 with our Kinder Grad program.

Open an account

Perks to help sweeten your savings.

Make automatic contributions.

Set it and forget it. Even putting away $25 a month can make a big difference.

Enjoy tax advantages.

Savings grow tax-free, and contributors can earn a tax credit worth up to $380.

Utilize flexible funds.

Pay for educational expenses like books, materials, and room and board.

Explore your options.

Use your funds for trade school, apprenticeships, college, and so much more.

Students with an education savings account are 300% more likely to pursue education beyond high school.

Getting started is easier than ever.

Here’s what you’ll need to start saving:

Your basic info as the account holder.
Your beneficiary’s basic info.
$25 to fund your new account.

If your baby hasn’t arrived yet, you can list yourself as the beneficiary and then switch it to your child when they’re born.

Tax benefits for everybody.

Tax perks help your money make even more money.

Grow and earn interest, tax-free.
Anyone who contributes to an Embark account can earn an Oregon income tax credit worth $190 for single filers or $380 for joint filers.
Withdraw savings tax-free for educational expenses.
Easily transfer funds between beneficiaries tax-free with no cost.

Get your gift on.

Every Embark account has a personalized gifting page with its own unique URL. Share this link with your friends, family, and community members to make it easy for them to contribute to your kid's education.

Learn about gifting

Take the first step.

The sooner you start saving, the more it pays off.

Get started

Starting Early