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When you contribute to an Embark account, you’re not just saving — you’re investing. With Embark, you have access to professionally designed and managed portfolios that are optimized to help your funds go further.
Student accounts.
Saved — and counting.
Schools funded by Embark accounts in 2026.
Contributions to your Embark account are invested in financial assets like stocks and bonds, which can earn more over the long term than funds in a traditional bank account. You won’t be taxed on the investment earnings in your account as long as they’re used for qualified educational expenses.
Embark portfolios are well diversified across several industry-leading mutual funds, overseen by independent experts dedicated to maximizing the value of your investments.
Set up automatic contributions to your Embark account to keep your savings growing consistently, whether you’re thinking about them or not. You can also try out some unique options to save, like our Weather Savings Boosters that automatically contribute to your Embark account when it rains, sleets, or snows. With compound interest, even a small contribution can really add up over time.
Pick the best saving strategy for your family. Go with an enrollment year portfolio if you’re looking for a low-maintenance plan that automatically shifts your assets to more conservative investments as your kid’s higher education enrollment date gets closer. Or take a more hands-on approach with a static portfolio, where you can choose from a mix of aggressive, moderate, and conservative investment options.
There’s more than one way to save. Learn how you can save funds with BottleDrop, and how friends and family can contribute using your personalized gifting page.
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