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What is the difference between an Embark account and a Roth IRA account?

Embark and a Roth IRA are both types of savings accounts that come with certain tax advantages. Embark is a 529 plan, which is a dedicated savings account specifically for educational expenses. 529 College Savings Plans allow you to make withdrawals for qualified expenses 100% tax-free, without any age restrictions. A Roth IRA is specifically a retirement savings account that allows you to make withdrawals 100% tax-free once you reach age 59.5.

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Who’s eligible for Baby Grad?

Any Oregon baby under the age of one year old is eligible to receive $100 through Baby Grad.

Who’s eligible for Kinder Grad?

Any Oregon kindergartner who's five or six years old is eligible to receive $100 through Kinder Grad.

What information is needed to sign up for an account?

To open an Embark account, you'll need to provide a few pieces of personal information about yourself and the account's beneficiary.

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