Explore these frequently asked questions.

We refreshed our name and look to better reflect the real choices Oregon families make, and to make it clear that we support every kind of future, not just college. Embark is still the plan you know and trust, now with a name that’s inclusive of every path.

No. You can live anywhere in the U.S. and have an Embark account, as long as you’re a U.S. citizen or resident with a valid Social Security number or tax ID.

Embark savings can be used for all kinds of education expenses, not just college. That includes trade schools, community colleges, apprenticeships, graduate school, and more. As long as it’s a qualified education expense, your savings can help cover it.

We know life doesn’t always go according to plan. That’s why Embark is built to adjust with your goals. If your kid chooses a different path or doesn’t use all their funds, you have options. You can:

• Change the beneficiary to another eligible family member.
• Keep the savings for future education.
• Roll over the funds into a Roth IRA for retirement.
• Or, withdraw the money (just know that non-qualified withdrawals may be subject to taxes and a 10% penalty on earnings).

Any Oregon baby under the age of one year old is eligible to receive $100 through Baby Grad.