Meet the plan that pays off.
With Embark, Oregon’s trusted 529 plan, you get rewarded for saving for education. Discover how an annual $380 tax credit can add up over time, and support your kid’s future.
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With Embark, Oregon’s trusted 529 plan, you get rewarded for saving for education. Discover how an annual $380 tax credit can add up over time, and support your kid’s future.
The way you save makes a big difference. While every 529 plan can help your funds grow over time, the Embark tax credit gives people in Oregon an extra boost that really adds up.

Only Oregon gives you a refundable tax credit that puts up to $380 back in your hand every year. Plus, your Embark account grows tax-free, and withdrawals for qualified expenses are tax-free too.
Embark makes it easy to grow your savings your way, with industry-leading investments and intuitive tools you can trust. You can choose portfolios that smoothly shift to become more conservative as your kid’s enrollment nears or explore hands-on options if you want more control.
There are some real advantages that Embark has that other plans don’t. We could have started another plan with Vanguard or Fidelity, but Embark rewards us as contributors with Oregon tax credits.
Daryl, Bend
We love the triple tax savings that Embark provides for Oregonians. We get a great Oregon State tax credit, the money gets to grow tax-deferred, and then if we use it for education expenses, we get to take the money out tax-free.
Eric, Portland
I think the gifting program for Embark is wonderful because it allows all of those people in your child's life who love them and want to see them successful in the future to give funds directly to their college savings account. All of those gifts are really going to add up over time.
Stacy, Eugene
The things we like most about Embark are the flexibility of the programs, the tax benefits, and their great customer support. Our experiences with people at Embark have been superlative. They have been really, really helpful.
Nan, Bend
Each month, a certain amount comes out of my BottleDrop account and automatically transfers into my Embark account. I don’t have to think about it. I don’t have to do anything, except put my bottles and cans in the bag and then drop them off.
Jenn, Portland
There are some real advantages that Embark has that other plans don’t. We could have started another plan with Vanguard or Fidelity, but Embark rewards us as contributors with Oregon tax credits.
Daryl, Bend
We love the triple tax savings that Embark provides for Oregonians. We get a great Oregon State tax credit, the money gets to grow tax-deferred, and then if we use it for education expenses, we get to take the money out tax-free.
Eric, Portland
I think the gifting program for Embark is wonderful because it allows all of those people in your child's life who love them and want to see them successful in the future to give funds directly to their college savings account. All of those gifts are really going to add up over time.
Stacy, Eugene
The things we like most about Embark are the flexibility of the programs, the tax benefits, and their great customer support. Our experiences with people at Embark have been superlative. They have been really, really helpful.
Nan, Bend
Each month, a certain amount comes out of my BottleDrop account and automatically transfers into my Embark account. I don’t have to think about it. I don’t have to do anything, except put my bottles and cans in the bag and then drop them off.
Jenn, Portland
Every Embark account has a personalized gifting page, so it's simple for friends and family to send gift contributions on birthdays and special occasions.
With our unique BottleDrop partnership, Oregon families can easily transfer their recycling deposits into an Embark account, so those funds can support their kid’s future.
Use Embark savings to pay for a wide range of educational opportunities, from apprenticeships and professional certification programs, to community college and grad school.