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Are there any restrictions on making a withdrawal?

Making a withdrawal is easy, however in some cases there are restrictions on how soon you can access the funds in your Embark account.

Standard contributions made by check, EFT or AIP will be accessible for withdrawal approximately five business days after the deposit. Contributions from third parties and gifts will be held for approximately 20 business days as part of our verification process.

For security purposes, longer holds (approximately 30 days) are placed on distribution requests when any of the following occur:

  • Initial enrollment in an Embark account
  • Change of banking information for account
  • Change of address for account

For assistance, please contact Customer Service.