How do I file my taxes for free?

All Oregon residents preparing their own tax returns can file electronically at no cost using one of Oregon’s free file options. For the most up-to-date information on free software products and preparation assistance for filing your taxes, please visit the Oregon Department of Revenue website. Make sure you use the specific links on their website to avoid unnecessary fees or charges. Online filing, combined with direct deposit, is the fastest way to get your tax refund.

There may be a benefit to filing a tax return if your income is below the IRS minimum requirement to file. The Oregon state tax credit is refundable, so if you’ve contributed to an Embark account, but you owe no tax, you are able to earn a tax refund when you file your return. This also applies to other tax credits you may be qualified for. Our tax credit calculator can help you estimate your current tax credit amount based on your income and account contributions. Additionally, you have the option to deposit any income tax refund you earn into an existing Embark account during the tax filing process; it’s a simple way to grow your education savings and help earn your tax credit for next year.